A fixed rate loan is a popular product among our clients as it gives borrowers long-term security.

Secure rate, never changes

One fixed payment every month

An adjustable rate loan can save you money every month and makes sense for many borrowers.

Low rate for a set number of years

Save money every month

For some borrowers, an interest-only option makes financial sense and can keep initial payments low.

Lower initial monthly payments

A jumbo loan carries a loan amount that exceeds $417,00. All the same products above apply to a jumbo home loan but often with different criteria.

Loans in excess of $417,000

Most loans don't fit into conventional lending standards. For example, many borrowers choose to "state" what they earn rather than document it. When you have special circumstances, there a few things to expect:

Potentially higher interest rate

Fewer available programs