Learn About: Credit Score

Many new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are still a few major hurdles … Continue reading →

Finding your credit score is fairly simple. There are three major credit bureaus that report your score. These companies are Experian, Equifax and TransUnion. While all three use a FICO score, they will most likely report different scores resulting in … Continue reading →

Credit scores range from the lowest possible score at 300 to the highest possible credit score, 850. Most likely, you don’t have a perfect credit score nor do you have the absolute worst. When looking at the United States as … Continue reading →

How can you improve your credit score? It’s virtually impossible to change your score in the time between when most people decide to buy a home or refinance their mortgage and when they apply. So the short answer is, you … Continue reading →

A credit score is a number arrived at based on a number of financial factors. As detailed in the credit score chart below, payment history, amounts owed, length of credit history, types of credit and new credit all make up … Continue reading →